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About Us

Tower Since Inception


Tower was founded in 1979 by (late) Mr. B. B. Sawhney who was the Chairman-cum-Managing Director of United India Insurance Co. Ltd.

1979 – 1998

– Sole Representatives of WILLIS LIMITED in India for 20 years.
– Promoted and developed business of WILLIS in India.

1999 – Present

– Acting as Independent Reinsurance Broker.

– A major player in Aviation Insurance; for a number of years, a member of Consortium of brokers for Air India and Indian Airlines in India and for Druk Corporation in Bhutan.

– Handles Marine and Non Marine Programmes of Indian Insurance Companies alongwith London brokers.

– Introduced to GIC: Fire Fac XOL for IAR & Fire risks and line slip facility for large CAR/EAR covers.

– Designed and introduced Overseas Mediclaim Policy to the Indian Insurance Industry and working jointly with MERCURY INTERNATIONAL ASSISTANCE & CLAIMS LTD, U.K., and provided claims assistance services for over 15 years.

November, 2000

Member of International Brokers Association, Brussels – the only
member from India.

January, 2003

After change of Insurance Regulations in India, TOWER was among the first few to get licence from Insurance Regulatory Development Authority as COMPOSITE BROKER both for reinsurance & direct broking.


  • Our Founder Mr. B.B. Sawhney
    Designed and Introduced Overseas Mediclaim Policy for  Indian Insurance Industry in 1984.
  • Started Line Slip Facility for large CAR/EAR covers in 1986.
  • Was Instrumental in Tower being one of the key members of Consortium of Brokers for Air India, Indian Airlines and Druk Corporation – Bhutan.
  • Under the leadership of Mrs. Manju Sawhney Mahindra Tower introduced Oil & Energy Treaty in the Indian Market in 2005.

Board of Directors


Mrs. Manju Sawhney Mahindra

B.A. Chairperson

Acquired training from Willis Faber & Dumas Ltd., London.
Worked with Munich Re in London and has been with Tower for over forty years.

Mr. Sundaresan Ramamoorthy


Chairman, Shardul Securities Ltd.

Mr. Kumaravel Murugan

M.S Computer Science


Mrs. Perveen Malarkar

B.A. (Honours)


Management Team


Mrs. Manju Sawhney Mahindra

B.A. Chairperson

As Chairperson is involved in all areas of work in the Company. Travels
extensively in India and abroad.

Mr. Sanjeev Joshi

B.E. (Mech), AIII

Principal Officer and General Manager – Operations

Mrs. Kusuma Murthy Vissapragada

B.Com, Inter C.A., FIII

Head – Reinsurance Marketing

Mrs. Dilnavaz Randeria

SSC, Diploma in Private Secretaryship

Admin Head and Executive Secretary